Search for Unclaimed Money in Every U.S. State
Every state in the U.S. holds unclaimed money that could belong to you. The key to finding it is knowing where to search: you need to check every state where you have ever lived, worked, attended school, owned property, or done business. Property is reported to the state of the owner’s last known address — which may not be the state where you live now.
This page lists all 50 state unclaimed property programs plus Washington D.C., with the office that manages unclaimed property and approximate amounts they’re holding. Use this as your checklist to search every state that applies to you.
Step-by-Step: How to Search by State
- Make a list of every state connected to your financial history — everywhere you’ve lived, worked, had bank accounts, held insurance policies, owned property, or attended college
- Search under all your names — try your current legal name, maiden name, prior married names, and common misspellings or abbreviations (e.g., “Rob” vs. “Robert”)
- Search for deceased family members — if you are the heir or executor, search under the names of deceased parents, grandparents, and other relatives
- Visit each state’s official search website — use the table below to find the right agency and website for each state
- Also search the multi-state database — NAUPA’s MissingMoney.com lets you search multiple states at once (but not all states participate, so always check individual state sites too)
- Repeat annually — new property is escheated to states every year, so make this an annual habit
All 50 States + D.C. Unclaimed Property Offices
| State | Managing Office | Estimated Unclaimed Total |
|---|---|---|
| Alabama (AL) | State Treasurer | $1 billion+ |
| Alaska (AK) | Dept. of Revenue | $100 million+ |
| Arizona (AZ) | Dept. of Revenue | $1 billion+ |
| Arkansas (AR) | Auditor of State | $400 million+ |
| California (CA) | State Controller | $10 billion+ |
| Colorado (CO) | State Treasurer | $1 billion+ |
| Connecticut (CT) | State Treasurer | $900 million+ |
| Delaware (DE) | Dept. of Finance | $600 million+ |
| Florida (FL) | Dept. of Financial Services | $3 billion+ |
| Georgia (GA) | Dept. of Revenue | $2 billion+ |
| Hawaii (HI) | Budget and Finance | $200 million+ |
| Idaho (ID) | State Tax Commission | $200 million+ |
| Illinois (IL) | State Treasurer | $3.5 billion+ |
| Indiana (IN) | Attorney General | $700 million+ |
| Iowa (IA) | State Treasurer | $500 million+ |
| Kansas (KS) | State Treasurer | $400 million+ |
| Kentucky (KY) | State Treasury | $500 million+ |
| Louisiana (LA) | State Treasurer | $900 million+ |
| Maine (ME) | State Treasurer | $300 million+ |
| Maryland (MD) | Comptroller | $1.5 billion+ |
| Massachusetts (MA) | State Treasurer | $3.4 billion+ |
| Michigan (MI) | State Treasurer | $1 billion+ |
| Minnesota (MN) | Commerce Dept. | $900 million+ |
| Mississippi (MS) | State Treasurer | $500 million+ |
| Missouri (MO) | State Treasurer | $1 billion+ |
| Montana (MT) | Dept. of Revenue | $200 million+ |
| Nebraska (NE) | State Treasurer | $300 million+ |
| Nevada (NV) | State Treasurer | $900 million+ |
| New Hampshire (NH) | State Treasurer | $300 million+ |
| New Jersey (NJ) | Dept. of Treasury | $3 billion+ |
| New Mexico (NM) | Taxation and Revenue | $300 million+ |
| New York (NY) | Comptroller | $18 billion+ |
| North Carolina (NC) | State Treasurer | $1 billion+ |
| North Dakota (ND) | Land Dept. | $200 million+ |
| Ohio (OH) | Commerce Dept. | $4 billion+ |
| Oklahoma (OK) | State Treasurer | $700 million+ |
| Oregon (OR) | Dept. of State Lands | $800 million+ |
| Pennsylvania (PA) | State Treasury | $4 billion+ |
| Rhode Island (RI) | State Treasury | $300 million+ |
| South Carolina (SC) | State Treasurer | $700 million+ |
| South Dakota (SD) | State Treasurer | $100 million+ |
| Tennessee (TN) | State Treasury | $1 billion+ |
| Texas (TX) | Comptroller | $8 billion+ |
| Utah (UT) | State Treasurer | $500 million+ |
| Vermont (VT) | State Treasurer | $100 million+ |
| Virginia (VA) | Dept. of Treasury | $2 billion+ |
| Washington (WA) | Dept. of Revenue | $1.5 billion+ |
| West Virginia (WV) | State Treasurer | $300 million+ |
| Wisconsin (WI) | State Treasurer | $500 million+ |
| Wyoming (WY) | State Treasurer | $100 million+ |
| District of Columbia (DC) | CFO Office | $100 million+ |
Which States Hold the Most Unclaimed Money?
Some states hold dramatically more unclaimed property than others, driven by population size, financial industry presence, and how aggressively they escheat dormant accounts:
- New York — $18 billion+ (largest in the nation, driven by Wall Street financial institutions)
- California — $10 billion+ (huge population and tech industry create massive volumes)
- Texas — $8 billion+ (energy royalties, large population, major corporate presence)
- Pennsylvania — $4 billion+ (aggressive escheatment laws and short dormancy periods)
- Ohio — $4 billion+ (major insurance and banking center)
- Illinois — $3.5 billion+ (Chicago financial hub)
- Massachusetts — $3.4 billion+ (financial services concentration)
- Florida — $3 billion+ (large retiree population, frequent relocations)
- New Jersey — $3 billion+ (proximity to NYC financial industry)
- Virginia — $2 billion+ (federal workforce turnover, military relocations)
Don’t Forget Federal Unclaimed Money Sources
State treasuries hold the most unclaimed money, but several federal agencies also hold unclaimed funds that you won’t find in state searches:
IRS — Unclaimed Tax Refunds
The IRS holds approximately $1.5 billion in unclaimed tax refunds each year from people who were owed a refund but didn’t file a return. You have 3 years to file for a federal tax refund before the money is forfeited permanently. Check with the IRS if you failed to file a return in any prior year.
PBGC — Unclaimed Pension Benefits
The Pension Benefit Guaranty Corporation takes over pension plans from companies that go bankrupt or terminate their plans. If your former employer had a pension plan that was terminated, the PBGC may be holding your benefits. Their searchable database lists people owed unclaimed pensions.
HUD/FHA — Unclaimed Mortgage Refunds
If you had an FHA-insured mortgage, you may be owed a refund on your mortgage insurance premium (MIP). HUD holds millions in unclaimed FHA insurance refunds. Search by your FHA case number.
U.S. Treasury — Unredeemed Savings Bonds
Billions of dollars in U.S. savings bonds have matured but never been redeemed. Series E, EE, and I bonds stop earning interest after 30 years, but you can still cash them. Treasury Direct can help you locate lost bonds.
FDIC — Failed Bank Deposits
When a bank fails and the FDIC cannot locate all depositors, the unclaimed insured deposits are held by the FDIC. Search their database if you had accounts at a bank that closed.
Common Mistakes People Make When Searching
- Only searching their current state — you need to search every state you’ve ever had a connection to
- Only searching under their current name — always try maiden names, former married names, and name variations
- Forgetting deceased relatives — parents, grandparents, aunts, and uncles may have unclaimed money you can inherit
- Using third-party search sites instead of official state sites — some commercial sites charge fees or harvest your data
- Giving up after one search — new property is reported every year, so search annually
- Paying someone to search — official searches are always free. Never pay upfront fees
Found a match? Follow our step-by-step claiming guide →
Worried about scams? Learn how to spot unclaimed money scams →